Real Estate Dreams & Loans

MORTGAGE MODIFICATION SERVICE

• Are you behind on your mortgage payments?

• Are you being threatened with eviction from your home?

• Have you been turned down for a refinance because of credit or problems with the appraised value?

• Do you have a financial hardship?  Reduced income?  Increased expenses?

• Are you in an ARM (adjustable rate mortgage) and your payment is too high or going to adjust?

• Are you overleveraged by your real estate investments? Too much negative cash flow?

WHAT ARE BANKS WILLING TO DO?

•  Lower interest rate
•  Adjust term of loan
• Late fees may be waived 

• Adjustable rate changed to fixed

         MORTGAGE MODIFICATION           FORBEARANCE           SHORT SALE           DEED IN LIEU

Small Initial Investment - Minimal Risk

I charge a $200 consultation/processing fee to review your schedule of real estate, help you write your

hardship letter, collect all needed documentation and package your financial data in the best light for

submission to your lender.

There is also a $25 credit report fee and a $199.95 fee for an REO market analysis report of your property

(paid to a third party vendor) to assist in showing your lender why modification is more cost effective than

foreclosure.

You do not pay any additional fees for your modification

unless you are satisfied with the result!